OneWorld Business Finance acquires US Energy Capital

Austin, TX (June 2014) – OneWorld Business Finance announces the recent acquisition of US Energy Capital.  Jim Borland, President and founder of US Energy, will continue to be an integral part of daily operations for the near future.

“We look forward to working with Jim and his team to bring our finance offering to US Energy Capital’s customers, both on the petroleum – convenience store business and on the solar, lighting retrofit and alternative energy space. I think this will be a great fit for both companies,” said Lou Manitzas, President of OneWorld.

“We’re excited that we can now offer many more options for new and existing customers,” said Jim Borland.

About US Energy Capital (USEC)

USEC specializes in providing financing nationwide to jobbers, dealers, and marketers in the petroleum and convenience store industry. USEC also finances energy saving upgrades such as lighting retrofits and solar installations. For more information, visit the website.

About OneWorld Business Finance

OneWorld independently provides commercial equipment finance to companies throughout the United States via direct, vendor program and Coop member originations. OneWorld also offers cash flow products for its customers. The company headquarters is in Austin, TX, with locations across the U.S. For more information on OneWorld Business Finance, visit our website.

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April 2014 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.

 

April 2014 24 36 48 60
Investment Grade (over $1 million) 0.04310 0.02938 0.02262 0.01863
A 0.04332 0.02960 0.02285 0.01886
B 0.04421 0.03050 0.02376 0.01979
App-only (under $100k) 0.04567 0.03144 0.02440 0.02021

 

We look forward to hearing from you. As always, please contact your OneWorld representative with questions or ideas. Just call us at (512)458-1300, and ask for Mike Wright at extension 234 or Mike Moran at extension 232.These Standard Middle Market Rates are intended to be guidelines for discussion purposes only and are subject to change higher or lower depending upon a review of the credit profile of each lessee. Also, contact your representative at OneWorld in order to discuss the multiple end-of-term options available, including, but not limited to $1out, Fair-Market-Value, Purchase-or-Renewal, or Equipment Finance Agreement.

Mike Wright

Regional Manager

OneWorld Business Finance

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Discover the Many Benefits of Equipment Finance

From the Equipment Leasing and Finance Association
Read about the many benefits of equipment financing and click here 
to get the fastest reply to your financing questions!

WHY do businesses ranging from mom-and-pop operations to Fortune 100 companies finance their equipment? It’s because of access to a wide range of benefits. With equipment financing, you can:

Get 100% Financing with No Down Payment
Unlike requirements of most traditional lenders, you may be able to arrange 100 percent financing of equipment with no down payment. This is key if cash flow is a concern to your business.

Maintain Cash
Equipment financing is a source of funding that lets you hold onto your cash, or working capital, so it can be used for other areas of your business, such as expansion, improvements, marketing or R&D.

Manage Risk
Equipment financing can help mitigate the uncertainty of investing in a capital asset your business needs until it achieves a desired return, increases efficiency, saves costs or meets other business objectives.

Hedge Against Inflation
Equipment financing may hedge inflation risk because instead of paying the total cost of equipment up front or with a large down payment in todays dollars, the stream of payments delays your outlay of funds. In addition, either a lease or loan can lock in the rates that exist on the date of the closing. In other words, the finance company absorbs the devaluation of your payments over time due to inflation and other financial risks.

Plan Expenses for Cash Flow and Business Cycle Fluctuations
Financing equipment helps maintain cash flow and greater certainty in budgeting by setting customized rent payments to match cash flow and even seasonal cash flows.

Keep Up to Date with New Technology
Leasing, loans or other financing often enables you to acquire more and better equipment than you could have without financing. Certain leasing finance programs can also allow for technology upgrades and/or replacements within the term of the lease contract. 

Address Tax Considerations
Tax-oriented leases should produce lower rents since the lessor retains title and depreciation. A tax-oriented lease is a transaction that includes the value of tax benefits. Conversely a conditional sale or loan enhances tax benefits of higher deductions to the lessee/borrower.

Leverage Equipment Expertise
The equipment financier can bea valued consultant, providing benefits that range from setting residual rates through lifecycle asset management solutions.

Avoid Getting Stuck with Out-of-date Equipment
When a lessor owns the equipment in a true lease, the lessor bears the risk of the equipment used by a business from becoming obsolete.

Outsource Asset Management
Many financing companies provide asset management services that can track the status of equipment, know when to upgrade or update it, and provide services relating to installation, use, maintenance, de-installation and disposal of the equipment.

Obtain the Convenience of Product and Service Bundling
Certain financial products allow customers to finance the entire cost of equipment, including installation, up-front maintenance, training and software charges, thereby packaging systems and ancillary products and services into a single, easy-to-manage solution.

Get No-hassle Equipment Disposal
Equipment management by a third party, such as an equipment financing company, should enhance the ability of a business to focus on its core operations. In the case of computers and other technology devices, these companies may also agree to dispose of equipment. This service can prevent the lessee or borrower from incurring legal penalties for improperly disposing of such assets because disposal is often regulated by federal, state and local governments.

Apply Now

Equipment Finance Advantage Digital Toolkit

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March 2014 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.

 

March 2014 24 36 48 60
Investment Grade (over $1 million) 0.04307 0.02932 0.02256 0.01857
A 0.04329 0.02955 0.02278 0.01879
B 0.04419 0.03044 0.02369 0.01972
App-only (under $100k) 0.04561 0.03137 0.02433 0.02015

 

We look forward to hearing from you. As always, please contact your OneWorld representative with questions or ideas. Just call us at (512)458-1300, and ask for Mike Wright at extension 234 or Mike Moran at extension 232.These Standard Middle Market Rates are intended to be guidelines for discussion purposes only and are subject to change higher or lower depending upon a review of the credit profile of each lessee. Also, contact your representative at OneWorld in order to discuss the multiple end-of-term options available, including, but not limited to $1out, Fair-Market-Value, Purchase-or-Renewal, or Equipment Finance Agreement.

Amber Jones

Marketing Manager

OneWorld Business Finance

9420 Research Blvd., Suite 310

Austin, TX 78759

 

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February 2014 Equipment Finance Rate Factors

Thank you for checking in. Here are market rates for purchasing essential equipment or software.

 

February 2014 24 36 48 60
Investment Grade (over $1 million) 0.04307 0.02932 0.02255 0.01857
A 0.04329 0.02954 0.02278 0.01879
B 0.04418 0.03044 0.02369 0.01972
App-only (under $100k) 0.04561 0.03137 0.02433 0.02015

 

We look forward to hearing from you. As always, please contact your OneWorld representative with questions or ideas. Just call us at (512)458-1300, and ask for Mike Wright at extension 234 or Mike Moran at extension 232.These Standard Middle Market Rates are intended to be guidelines for discussion purposes only and are subject to change higher or lower depending upon a review of the credit profile of each lessee. Also, contact your representative at OneWorld in order to discuss the multiple end-of-term options available, including, but not limited to $1out, Fair-Market-Value, Purchase-or-Renewal, or Equipment Finance Agreement.

Amber Jones

Marketing Manager

OneWorld Business Finance

9420 Research Blvd., Suite 310

Austin, TX 78759

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Caught in the XP Crosshairs?

Keep  your company safe from a security and compliance nightmare

According to Microsoft’s website, “If your organization has not started the migration to a modern desktop, you are late…To ensure you remain on supported versions of Windows and Office, you should begin your planning and application testing immediately to ensure you deploy before end of support.” Read more

  • On April 8, 2014, Microsoft will cease support and updates for Windows XP. Read more
  • This end of support and updates extends to Office 2003 products as well.

    What does this mean for you?

  • Security – All computers and servers in your office currently using Microsoft XP as the operating system will open your company to an immediate increased risk and vulnerability to malware, viruses, and hackers.
  • Compliance Risks – “Unsupported computers are vulnerable to security risks that may result in officially recognized control failure by an internal or external audit body, leading to suspension of certifications, and/or public notification of your organization’s inability to maintain its systems.” Read more

Q: How can OneWorld Business Finance help my company?

A: Conserve cash and working capital – Save your cash for short-term expenses that can’t be financed, e.g. new employees, marketing/advertising campaigns, and unexpected events. Let OneWorld finance your capital expenditures over the useful life of the asset. Affordable monthly payments can be made over 24-60 months in most cases. Read more

Q: This sounds like a big inconvenience for my company, how difficult will this transition be?

A: As painless as possible! – With OneWorld’s hands-on guidance, we can bundle project costs, including financing your software maintenance, training, consulting, and shipping all in one lease. And unlike most banks which require 10-20% down, OneWorld finances 100% of the cost of the asset you are acquiring.

Apply Now or Call us at 866-698-6676

OneWorld Business Finance 

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Recently Funded Transactions November and December

Here are a few highlighted transactions that OneWorld has funded over the past couple of months.  As always, please let us know if you would like to find out more about these transactions and relationships.  Our hope is that you have a better understanding of how OneWorld helps US organizations meet financial goals after reading through these examples.

1. Construction Industry: A customer in California financed $426K for a pavement stripper. The term was 60 months and the structure was $1.00 buyout.

2. Auto Industry: An auto body repair shop in Texas financed $172K for a paint booth package. The term was 60 months using the $1.00 buyout structure.

3. Retail Industry: A customer  in Texas financed $101K for lighting equipment. The grocery store chain’s term was 36 months and the structure was $1.00 buyout.

4. Printing Industry: A Colorado customer financed $90K for a cutter. The term was 60 months using $1.00 buyout.

5. Retail Industry: A Texas customer financed $63K for energy upgrades. The term was 60 months using an EFA.

 

Amber Jones

Marketing Manager

OneWorld Business Finance

9420 Research Blvd., Suite 310

Austin, TX 78759

512.458.1300. Ext. 242

512.372.9156 Fax

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